Recent Storm Damage Posts
How To Clean Your Business After a Storm
Commercial storm loss in Gladstone, MO.
A flood caused by heavy rains, sewage backups, or another disaster can cause a lot of damage to your business that needs to be cleaned up. Here are some tips for how you can get started on cleanup safely.
Inspect the Area for Safety
Buildings affected by flooding in Gladstone, MO, can be dangerous. Before content cleaning can begin, you need to assess the area for safety. If you choose not to hire a storm cleanup crew, you need to take the following safety measures:
- Notify your insurance of the disaster
- Avoid stepping in standing water
- Examine the foundation before entering
- Ensure utilities are turned off
- Get utility systems checked by professionals
- Create an inventory of damaged items
- Wear protective clothing in case of sewage water
- Look for wildlife that seeking shelter in your building
Remove Damaged Contents
Remove any contents from your building, assess them for damage immediately, and take them to a cleaning service. Leaving them for more than 24 hours after the disaster will do enough damage that even a professional content cleaning service won't be able to repair them.
Clean and Dry Out the Building
Start your building clean-up by removing any mud or debris with a shovel and using water to wash hard surfaces. You should start this process as soon as standing water recedes to avoid mold growth. When it is safe to turn the power back on, use fans and dehumidifiers to dry out the air while waiting for your content cleaning to finish. During this time, you should also take aggressive measures to prevent mold.
Taking immediate measures to dry out and clean up your business after a disaster will ensure it is returned to normal as soon as possible. Take the proper safety measures to ensure you don't touch black water and start removing contents and cleaning within 24 hours for the best results.
Repairing Storm Damage to Your Home
A wet crawlspace can cause structural problems and attract pests.
Repairing Storm Damage to Your Home
A home flood in Gladstone, MO, can cause significant damage to the home, inside and out. Cleaning up the property as quickly as possible is the best way to prevent further damage.
When dealing with storm damage inside the home, the first step is drying the property. Remember to keep the electricity off in wet areas. Remove standing water using pumps or wet/dry vacuums, and evaporate the remaining moisture from porous items using fans or a dehumidifier. Porous items are those that absorb water, including:
When everything is dry, you can begin cleaning and repairing items. Anything that cannot be completely dried should be thrown away. A certified restoration service can help with more complex repairs.
Crawl Space Damage
A home flood can also cause damage to the exterior of your home, particularly the crawlspace. A wet crawlspace can cause structural problems and attract pests.
There may be loose material in a water-damaged crawlspace. Throw this debris away, and then drain the standing water. If your crawlspace does not already have a sump pump, installing one now can speed the drying process and help prevent future flooding problems. Finally, set up fans or dehumidifiers to remove any remaining moisture from the area.
If mold has begun to grow in the crawlspace, you or a restoration company will need to address the problem quickly. Do-it-yourself methods, such as cleaning with bleach or vinegar, can work but may be difficult due to the dark, tight conditions in the crawl space. If it is not feasible for you to perform mold removal yourself, a restoration company can use soda or media blasting to take care of the issue.
If you experience a home flood, you may feel overwhelmed. However, taking the cleanup process one step at a time can minimize stress and help you get your home back to normal quickly.
The Importance of a Business Continuity Plan
A continuity plan is required to ensure that your business can continue to operate when storm damage causes power outages or necessitates evacuation.
The Value Of Having A Business Continuity Plan
When you run a business in Kansas City, MO, flooding and other storm damage can be significant concerns. A thoughtful business continuity plan will ensure that you can continue your vital operations while conditions normalize.
What Elements To Include in Your Plan
It is necessary to devise a plan for how your business can function before severe weather strikes. Be sure to give careful consideration to these elements to reduce uncertainty and chaos:
- A priority list of your vital operations
- A contact list for vendors and clients
- Criteria for when your plan will go into effect
- A list of interdepartmental dependencies
- An assessment of how long you can forego various functions
- A method for communicating with your team
Why You Need a Business Continuity Plan
Having a plan in place that ensures your business can seamlessly function maintains your employees' productivity, assures your customers and vendors, and protects your business's reputation. Continuing service and communication can reduce the risk that your business will suffer damages that can potentially lead to a permanent shutdown.
Storm damage that causes technology, including computers and phone systems, to malfunction can leave your staff idle and prevent them from servicing your clients who may migrate to your competition. When you cannot show vendors and clients that their privileged information is secure following a disaster, you put your business's reputation on the line.
It is also vital to remember how your employee's safety fits into your plan.
Flooding after a storm can create electrical hazards and promote mold growth. Be sure to make provisions for a safe place where your employees can work while disaster recovery professionals restore your business's safe and hygienic conditions. Keeping emergency contact information and your insurance policy where it is easily accessible will ensure that you don't lose time initiating recovery efforts.
A continuity plan is essential to ensure that your business can continue to operate when storm damage leaves you without power or requires evacuation. You can't predict when a natural disaster will strike, but you can reduce its impact on your business in Kansas City, MO.
Getting Your Company Ready for a Disaster
If you have storm damage, call SERVPRO, we respond immediately and begin clean-up procedures pertinently. Contact us for your storm loss emergency!
Preparing Your Company For A Disaster
Part of being a good business leader is being prepared and anticipating the unexpected. While you cannot tell the future, you can be ready for unforeseen circumstances. This not only includes issues that relate to your everyday work but to disasters and incidents as well. To keep your Gladstone, MO, workforce safe, you need to have a plan and measures in place when tragedy or emergencies strike. Your disaster preparedness will give you peace of mind.
Common Disasters in the Workplace
Disasters in the office could derail your business if you are not ready to prevent or face them. Typical situations like these include:
- Wind damage to the building
- Flooding from excessive rain or overflowing waterways nearby
- Flooding from broken pipes or other plumbing issues
Have Good Insurance
Part of a good disaster preparedness plan should include having the right insurance coverage. Each year, assess your property insurance and determine if it is meeting your needs. Look at coverage levels and deductibles. If you live in an area where flooding is common or earthquakes are more possible, consider getting those supplemental insurance plans too. You should also become familiar with local disaster response and cleanup companies.
Inspect the Building
You need to have sound business preparedness to operate your company effectively and to keep people safe. You can avoid some disasters by making sure the building and its systems are up to date and in good condition. Regularly have a professional inspect the roof for leaks. Evaluate the plumbing and the electrical wiring and components.
Have an Evacuation Plan
Some disasters are unavoidable. You might not be able to stop an incident from occurring, but you can get people out of harm's way. Develop and practice a plan to exit the building in case of a fire, flood or other troubling situation that threatens people's well-being.
As you have reliable disaster preparedness, you can rest at ease knowing you have done your part. Implement these practices today.
How Do Big Cities Prevent Major Flooding?
If you're concerned about the flood prevention methods in your city, work with other business owners to make suggestions to your local government.
How Can Large Cities Keep Major Floods At Bay?
Entrepreneurs like you in Liberty, MO, know that owning a business comes with a substantial risk of flooding. You've taken all the appropriate safety measures to protect your business from high water, but it's important to you to know what measures your city is taking to prevent major water damage from occurring in the first place. Here are a few things that cities are using to control flooding.
1. Moving Water Barriers
On the high-tech end of things, moveable water barriers have been created in waterfront cities around the world as effective methods of flood prevention. In the Netherlands, computerized walls are triggered to close when water reaches a certain level and then water tanks along the barrier fill with the excess water. In another part of the country, a barrier with moveable gates was constructed. Italy uses a similar system of moving barriers to help manage high water.
2. Canals and Locks
Less technical but still impressive are systems of canals and locks, such as in Panama, that not only help to move ships for commercial purposes, but also help stop flooding. Japan has a series of locks, or water gates, that operate via hydraulic power to open and close as needed in order to protect low-lying agricultural areas.
3. Sandbags and Alternatives
Other cities in the United States and in England use less technical methods of flood prevention that can be easily raised and lowered. Sandbags, man-made sand dunes, and temporary levees are set up prior to individual storms.
High water is a true threat to commerce. If your business sustains water damage due to flooding, a water damage restoration company can help to restore your property quickly. If you're concerned about the flood prevention methods in your city, work with other business owners to make suggestions to your local government.
Efforts to stop flooding — both at the city level and the individual business level — benefit the economy of a city for everyone.
3 Steps To Preparing Your Business for Flooding
This office suffered from storm damage after heavy rains. The content in the office had significant water damage. Fortunately, SERVPRO was here.
Three Steps To Flood-Proofing Your Business
Heavy rainfall, extreme snow and ice melt, nearby bodies of water overflowing, or sewer issues can all result in big issues for your business in Gladstone, MO. No matter the cause, flooding can be catastrophic without proper preparation. Here are three steps to get your business ready when the water starts to rise.
Flooding can occur quickly, giving you little time to react. It's best to be prepared in advance so that you can act at a moment's notice. Make a plan of action and share it with your employees. Discuss exit plans for them and how to assist customers that may be in the business when disaster strikes. Create an emergency kit with necessary supplies:
- Battery-powered or crank radio
- First aid kit
- Extra batteries
- Non-perishable food and water
- Manual can opener
- Small tool kit
- Cell phone chargers
- List of emergency numbers
In some areas, flood damage is more likely. If you live in a flood zone you should invest in insurance that covers this damage specifically. Generally, flood insurance will cover the cost of harm to your property caused by excess water entering the area, which your standard insurance may not allow for. This can help you to mitigate the costs of professional storm damage restoration after a flood, especially if you are dealing with dangerous black water.
When storms are in the forecast, you should start to think about what kind of impacts they may have on your business. Move any valuables to the highest possible area in the building. Important documents, photos, cash and any other important items that will be destroyed by water need to be placed in a secure location.
Storms can be scary and dangerous and can severely impact your bottom line. Feel better about your ability to recover after flooding occurs by following these steps.
3 Important Facts About Flood Damage Cleanup
Storm water intrusion in a home in Kansas City, MO.
Understanding the Difference of Outdoor Floods
When heavy flooding occurs in Kansas City, MO, it can cause widespread damage throughout your home. From soaked drywall to standing water that can warp or rot wooden or carpeted flooring, flood waters can wreak havoc on every level of your house. However, before you begin the cleanup process, it is important that you understand the difference between storm floods and those that stem from plumbing problems, as the remediation and restoration for each can differ.
1. Storm Floods Are Usually Widespread
When violent storms cause flooding, the water can be difficult to control or divert. Even streams or creeks that spill over during heavy rain are capable of creating significant flood waters that can pour into your home. When this happens, almost any room can be affected, and unlike small plumbing floods, the water cannot be confined to one area.
2. Flood Water Is Contaminated
Flood damage cleanup presents a unique set of challenges because of the condition of the water. Overflowing sewers, animal waste and pesticides from flooded lawns can severely contaminate flood water and make it dangerous to handle. Experienced technicians that work at a storm cleanup and remediation service usually call this Category 3, as it did not come from a sterile source, such as a broken kitchen pipe or water line, both of which are generally considered Category 1.
3. Mold Growth Can Happen Quickly
Standing water that stems from heavy floods can increase the humidity in your home and accelerate mold growth on walls, ceilings and furniture. Having the rooms drained as soon as possible can decrease this type of water damage. However, if mold develops afterward, it is wise to ask your cleanup technicians to perform a flood cut in each room to ensure no fungi has spread into the interior walls.
Flooding can cause significant damage when it invades your Kansas City, MO, home. Understanding the difference between outdoor floods and those that begin indoors will likely make the cleanup process less stressful.
2 Steps for Protecting Your Roof
Roof inspection to a commercial building in Kansas City, MO.
How To Maintain a Healthy Roof
The roof on your commercial property may not get much attention, especially when the weather is great. However, when storm season hits Kansas City, MO, you may wish you'd pay a little more attention to the protective structure at the top of your buildings. Regular wind and rain throughout the year could lead to minor damages to the roof and if those issues aren't addressed, they could lead to much more expensive and harmful problems when a storm hits. How can you maintain a healthy roof and avoid roof damage when storms come?
1. Schedule Routine Roof Inspections
Did you know that you should have your business roof inspected twice a year, at least? Appropriate officials should thoroughly inspect the area. These experts could be your building engineer or a trained member of the maintenance team, or you may hire an expert from a commercial remediation company. The expert will probably look for cracks, broken areas, peeling edges, or damaged flashing. Any blockages in drain pipes or drainage systems will be flagged and trees that overhang the roof will prompt a recommendation for repairs. Remember that minor roof damage is easier to resolve than major damages.
2. Complete Repairs and Maintenance as Suggested
These expert inspections won't do you any good unless you put the advice to good use. Clean out the gutters along the eaves of your building and cut back the trees. Although they are a good source of cooling shade, they could also provide a way for moisture and pests to get into the tiny openings on your building. Some professionals may recommend that you take steps to waterproof the roof of your building. Storm, rain, sun, and wind damage could lead to major repairs, but a bit of preventative waterproofing could resolve many of those issues.
If it's been a while since you've seen your roof, it may be time to climb up. It's best to tackle inspections, repairs, and a complete roof rebuild before storms hit or damage becomes extensive.
What To Do If Your Flight is Canceled Due to Weather
Always be prepared for anything!
Use These Storm Tips To Reschedule Your Trip
Travel delays can range from a minor inconvenience to a major issue depending on your circumstances and level of preparation. If adverse weather results in a canceled flight,
Find Your Flight Information
You will need to be able to inform your airline about the details of your itinerary to reschedule flights and determine your options for compensation. Find your flight numbers and keep them on hand when contacting your airline. An airline agent is likely to ask you for your
- Full name
- Flight numbers
- Airports for connecting flights
Having this information ready can save time when rescheduling your trip.
Skip the Line and Call the Airline
If you are stranded at an airport, other passengers on your canceled flight may form a line at the gate counter. It is almost always easier and faster to call the airline from your cell phone or another phone in the airport. Be sure to have your tickets or boarding passes ready to provide any information the agent may need. Depending on whether the storm is in your current location, the airport may also experience power or data outages or other difficulties.
Check the Cancelation Policy
Many airlines compensate passengers for cancelations due to adverse weather. The company may reimburse you, offer rescheduling services at no additional charge, or provide a meal or hotel room, depending on how long your travel plans are delayed due to weather.
If you are dealing with a canceled flight in Kansas City, Kansas or any other location, these storm tips can help you resolve the situation. Travelers should also make sure they have the contact information for ticketing services on the airline they are flying. If a storm is expected to affect your home, you may also want to look up the number for a residential storm damage restoration service.
Understanding How Floods Create Consequential Mold Problems
Water damage leads to mold growth.
A flood is like a disaster that hits you with multiple attacks. The first round of moving water is actually dangerous and damaging in its powerful movement, the second attack is in the exposure of water contaminated with bacteria and other biohazards, and lastly, there is the sneak attack of mold growing in moist materials. Fast action is the key to prevent water and mold damage after a flood in Kansas City, MO.
Mold growth happens rapidly. Spores are all around us in the air we breathe and when they settle in a damp area with a good food source they can start forming colonies. When you know what mold needs to reproduce, you'll understand why a flooded home is a ticking time bomb for mold development. Here are some fast facts about mold:
- Mold is a fungus that reproduces by spores
- Spores float through the air and enter buildings through windows, doors, and HVAC systems
- Mold needs moisture
- Mold needs an organic food source, such as cellulose found in wood and paper
- Mold growth begins in about 48 hours after a flood
By the way, most of those wet building materials in your home are made with wood and paper. Once the colonies begin, it's very difficult to prevent mold from developing in nearby areas since spores will be in an even higher concentration in the air. With more spores in the air and plenty of wet building materials, your flooded home is a breeding ground for mold.
Clean and Dry
So now that you understand how quickly these flood dangers can escalate, you understand that water removal and drying are the keys to preventing subsequent damage from standing water. The job is huge, but you can count on professionals to apply their knowledge and resources to get it done right. They will use special equipment to extract water and dry building materials and personal items all while monitoring moisture levels to ensure thorough drying. Quick and efficient water restoration will help prevent mold growth.
3 Benefits of a Portable Generator
A power outage is a worry of the past with a portable generator.
3 Benefits of a Portable Generator
Does your building in Gladstone, MO, commonly suffer from storm damages and power outages? A storm damage cleanup professional is able to help with storm damage, and a portable generator is a great solution to a power outage. There are many benefits to such a device.
1. It's Portable
It's all in the name. We love our portable devices. We all know how much cell phones have revolutionized our life. While a generator might not be as great as a cell phone, it still has many advantages over a traditional stationary one. Being able to move from site to site is a great benefit. It saves you from having to buy a generator for every location, and it's great if you have multiple buildings in different areas that often suffer from a power outage.
2. Prevents Downtime
Whether you're powering computers or power tools, no one likes downtime. Interrupting workflow is one of the most disruptive things for commercial processes and workers. We all know what it's like to lose a bunch of data after a short power dip. Though a mobile generator won't automatically turn on without some extra configuring, it's still better than waiting for a power company to fix the issue, especially in severe weather. The nature of its portability also allows quick setup.
3. Safety Features
Because of their more compact size and portable nature, these types of generators come in-built with extra safety features. A circuit breaker is a standard-issue feature; it prevents power overloads and potentially harmful levels of current. Alongside this, there are several mechanisms working in tandem that help prevent overloads in the first place. A low-oil shutoff is also a standard feature, especially in portable generators. Though it may sound like a bad idea for your generator to automatically shut off, it helps prevent dangerous damages to the mechanisms inside due to a lack of lubrication.
A power outage is a worry of the past with a portable generator.
Top 5 FAQs Regarding Commercial Flooding
Flooded commercial building in Kansas City, MO
Prepare Yourself To Protect Your Property
It's important for all business owners to be aware of the many dangers that could afflict their commercial buildings. After all, you can't conduct business in a building full of floodwater. Study the following frequently asked questions regarding commercial floods so you can prepare yourself to protect your property in Kansas City, MO.
1. Is Flooding Really Something to Worry About?
According to the National Severe Storms Library, flooding is responsible for over $5 billion in commercial damages each year, making it the most expensive form of natural disaster in the country. It can also occur anywhere in the United States, making it an issue that all business owners need to watch out for.
2. Why is Flood Water Considered "Black Water?"
There are three different types of flooding, each categorized by the types of contaminants present in the water itself. Black water floods are the most dangerous, as they're categorized by the presence of biohazards. If your business suffers from a Category 3 flood, you need to contact professional assistance immediately.
3. How Can You Prepare for a Flood?
There are several ways to prepare your business for a flood. Some of the most important steps involve creating a disaster plan, backing up important documents, building an emergency supply kit and assessing your personal flood risk.
4. What is Your Personal Flood Risk?
Your flood risk refers to how likely your building is to suffer from severe flood or storm damage. FEMA has several maps on their website that detail each region's personal flood risk. It's important that you take a look at these documents and commit the information to memory.
5. Why is Professional Flood Remediation Important?
When it comes to cleaning up after a flood, the initial water damage is only the beginning. If the issue isn't resolved quickly and effectively, then you're putting your business at risk for suffering from secondary damage, such as mold growth.
Don't take risks when it comes to protecting your business from flood water damage. Contact storm remediation professionals to help resolve any type of flood or storm damage that has affected your commercial building.
Will Your Solar Panels Survive a Storm?
Panel damage can still occur during storms
Solar Panel Damage
You may be wondering what will happen to your solar panels during a major storm. After all, while your panels are durable, they are not indestructible.
In general, panels should be able to survive harsh weather conditions. However, panel damage can still occur during storms. Below are some common causes of harm to these panels.
Lightning strikes can destroy your panels. Thankfully, there are products available that can protect the panels from electrical harm. For instance, you can install a surge protection device for the panels.
Lightning can also spark fires that cause solar panel or roof damage. It is not just the flames themselves that can harm your panels. Extreme heat alone may cause them to malfunction. Adding fans or another form of ventilation may help.
Of course, destructive storms do not just include lightning. They can also bring heavy rain or snow. Snow, in particular, can build up on top of the panels. To prevent panel damage, this snow should be removed immediately.
4. Falling Debris
Storms may also cause large branches to strike your panels. While this debris might not break the panels, the falling objects may make your panels less efficient over time.
Still, solar panels are fairly strong. As long as the anchor and racking can survive high winds, your panels should be secure during hurricanes and rainstorms. In fact, a 2017 hailstorm that pounded the Denver area only broke one solar panel at the National Renewable Energy Laboratory in nearby Golden. The lab has more than 3,000 panels on its campus. Researchers from the NREL have developed tests to ensure that various panels on the market can withstand harsh conditions.
Your panels should be able to withstand storms. Best of all, any solar panel damage that does occur may not be permanent. Cleanup and restoration professionals can repair the panels and any other parts of your Kansas City, MO, home that are harmed.
3 Ways to Stop Flooding at Your Place of Business
Sand bags can be placed as water barriers, it will help to stop the flooding in your building
Flood Prevention Tips
There are a number of ways to help prevent high water after a storm in Liberty, MO, from flooding your business. Each step can help protect your business from damage which could result in loss or create other problems. Here are three flood prevention tips that many professionals recommend.
1. Water Barriers
One way to help stop flooding is to set up a water barrier around the vulnerable locations of your business property. A water barrier may be a permanent fixture such as a raise-able barricade, or a removable solution such as an inflatable wall or sandbags. These should be used in a way that directs water flow into safe drainage locations.
2. Clear Drainage
If you think you may experience high water volume during a storm, it’s a good idea to ensure that drainage ditch and storm gutters are clear of debris. Keeping these areas clear can help prevent water backup which may then overflow into vulnerable locations.
3. Regular Inspections
Another way to help protect your business is to do a regular inspection of the property. This will help you stay up-to-date on any maintenance needs, as well as allow you to catch issues such as a damaged room or cracked window before it can cause long term water damage. Remember, if you do find storm damage local restoration service can help with clean up and repairs. These professionals may also be able to offer advice for some damage mitigation solutions your business can use.
Following these three tips can help you prevent flooding from high water, during a storm. Use barriers to protect the exterior of the building, keep drainage areas clear of debris, and regularly inspect the property for any issues that need to be fixed. Remember if your business does experience flood damage, a local restoration service can help. If you have any questions about this process be sure to let them know this as well.
Do You Need Storm Shutters on Your Home?
Colonial storm shutter installed in a Liberty, MO home
Storm shutters aren't necessary in all areas of the country. If you live in a hurricane-prone location, however, they are a wise choice. Destructive high winds can cause a lot of damage to your home in Liberty, MO, so it's important to take the time to protect your house before a storm hits. There are so many options from which to choose, so let's take a look at some of the best selections that are available.
Types of Permanent Shutters for Storm Protection
Colonial: The colonial look is so charming that many people install this option for decorative purposes. They are very effective, however, in protecting your windows during high winds. Before a storm hits, you simply unlatch them from both sides of the window and securely bolt them in the middle.
Bahama: These are mounted at the top of the window and pulled down from an awning position. They are securely fastened below the window. This option is very effective at keeping out the hot sun as well.
Rolling Type: These can be kept out of sight on the off-season. They roll out and then back and are stored in a bolted box above the window.
Accordion: This style, which is kept inside a box that is bolted to both sides of the window, can be seamlessly pulled and secured across the window or even a door.
Temporary Choices for Protection
Storm panels are a temporary choice to consider as well. When a hurricane threat is in the forecast, these panels are placed on a steel channel that has been bolted at the top and bottom of each window. This channel can be unbolted in the times when it isn't required.
Protect your home against high winds during storm season. If you do sustain some damage during a storm, contact a storm damage restoration company as soon as possible.
How Do Storm Shutters Protect a Home?
A window covered by a shutter is less likely to break due to impact during high winds
Benefits of Shutter Installation At a Home
Residents of areas that have frequent severe weather should consider installing storm shutters. Shutters are intended to shield windows or other openings from high winds and flying debris. Many designs and materials are available to homeowners, such as fabric, polycarbonate, metal, and wood. Learn more about the benefits of shutter installation at a home in Kansas City, MO.
Block Flying Debris
Any outdoor object that is not secured to the ground may get ripped up and become flying debris during a hurricane or tropical storm. Here are some of the best options for shuttering windows:
- Accordion designs
- Panel designs
- Rolling designs
Most polycarbonate plastic or metal storm shutter materials are strong enough to withstand being battered by tree limbs, building materials, and other items traveling at high speeds.
Prevent Broken Windows
A window covered by a shutter is less likely to break due to impact during high winds. In addition to avoiding broken glass and preventing water and debris from blowing into a structure, shutters also help to preserve the integrity of the building envelope. Any breach can permit pressure to build up that could ultimately blow off the roof deck or expose other critical structural components to excessive force.
Provide Post-Storm Security
A shuttered home is less tempting to trespassers after a storm. Whether a homeowner decides to evacuate or shelter in place, these coverings preserve privacy while minimizing losses and the extent of secondary storm damage resulting from intrusion. Shutter materials such as plastic, metal, and wood provide these benefits.
Shutter design and the number of windows requiring protection will determine the cost of installation. Bahama-style installations are often the most expensive style, while roll down, accordion and panel designs can be more affordable. Storm shutters help to limit the extent of damage caused by high winds, hail, and other severe weather conditions at a residence in Kansas City, MO.
The Benefits of Flood Insurance
You also need flood insurance for your business
3 Benefits Of Having A Separate Flood Policy
A heavy storm can cause significant damage to your commercial property in Gladstone, MO. You don't want to wait until a storm is on the horizon to think about how you are going to pay for the damage repair. Basic commercial insurance policies for your business aren't enough; you also need flood insurance. Here are three benefits of having a separate flood policy.
Larger Scope of Coverage
When your building floods after a storm, the extent of the repairs it needs can be vast. A flood policy is specifically designed to cover the cost of storm damage mitigation:
- Water extraction
- Debris removal
- Wall, ceiling and carpet replacement
- Foundation repair
- Equipment repair or replacement
- Electrical, HVAC and plumbing cleanup
As soon as you know your building has damage, schedule a consultation with local flood mitigation experts. They can tell you the scope of the repair and work with your insurance company to get the support you need to complete the repairs in a timely manner.
Set Cost of Premiums
Owning property comes with certain expected expenses. A common concern of many business owners is how much an additional commercial insurance policy is going to cost. In communities that participate in the National Flood Insurance Program, flood coverage is backed by the federal government. The NFIP sets the premiums for FEMA flood policies, not the individual insurance companies that provide the coverage. If you are in a low-risk area, you may qualify for a policy with a lower premium. Even if your building is in a flood plain, however, you can rest assured that your premiums will be kept in check.
Don't wait until a storm is on its way to get the commercial insurance coverage you need for your building. By making room in the budget for a flood policy, you can save your company a lot of money in the event of a catastrophe.
How To Start a Flood Damage Claim
How to start a flood damage claim
Steps To Begin a Flood Claim Process
Once you've dealt with a flood in Gladstone, MO, you may be wondering how to start an insurance claim. Dealing with damage to your home can already seem overwhelming. Here are the steps to begin the flood claim process and get things moving:
Call Your Insurance Company
The first thing you should do is call your insurance company to start the claim procedure. If there are other people in the area who have also experienced damage, the insurer may have a lot of other claims to process. Calling early can help you prepare for dealing with flood cleanup and restoration.
Get Ready for Inspection
Once you have an appointment, you'll need to get ready for the insurance adjuster to examine the property destruction. Although you may want to start flood cleanup early, it's crucial to keep these factors in mind:
- Take pictures of everything that was damaged.
- Don't throw anything away until you have documented the damage.
- Along with pictures and a video, make a list of what was affected for your own reference.
Taking care to document everything can help you avoid further problems later. Photos, videos, and notes help make sure everything is noted in the flood claim.
Know Your Adjuster's Role
Your adjuster can help with the insurance claim. While you'll need to point out the areas and items affected, you can also use this time to ask questions. Check what your policy covers and how soon you can expect payment from the company.
Rebuild Your Life
After you've received payment, you can begin rebuilding any areas of the home or rooms that were damaged. This includes replacing personal possessions that were lost or ruined by the flood.
Although dealing with a flood claim can seem overwhelming, knowing the steps that will occur can make it easier. Contacting your insurance carrier and getting ready for inspection start the process and help ensure coverage of what you've lost. Talking with the insurance adjuster can begin the next steps toward rebuilding your life after a flood. Just know there is a restoration company that is Here to Help.
Do You Need Flood Insurance?
As a business owner in Kansas City, MO, you may wonder whether you need flood coverage
3 Things To Know About Flood Insurance
As a business owner in Kansas City, MO, you may wonder whether you need flood coverage. Would your standard policy be enough to pay for damage? Commercial insurance agents should review your plan and discuss what is and isn't included. After all, your company is valuable, and you want to safeguard it. Since flooding is usually excluded, it often requires an additional protection. If you're exploring new policies, here are three things to know about flood insurance.
1. When Is It Needed?
While standard property insurance handles water damage from leaky pipes and other household issues, it does not pay for all conditions. For example, the following events usually require a flood policy:
- Water overflow from a lake, river or ocean
- Flash floods
- Intruding water from a land collapse
- Sudden mudslides
These situations can create a large financial burden, forcing owners to make significant repairs and call in water restoration teams to handle clean up and repairs.
2. What Does Building Property Cover?
Commercial insurance offers a building property policy that offers up to $500,000 to fix or replace your company's permanent structural features. After assessment, the agency would determine the cost to repair your business's water-logged areas. First, you would pay the deductible amount. Then, your agent would approve cash value replacement for your rebuild needs. This includes foundation or construction issues, carpet attached (when attached to bare foundation), walk-in freezers, fire systems, water heaters and air conditioner issues.
3. How Is a Personal Property Policy Helpful?
Purchasing NFIP's personal property plan through FEMA provides up to an additional $500,000 to replace items such as furniture, stock, food, and plug-in appliances. Submit an inventory of ruined items, including approximate cost to replace each one. Again, you'll need to pay a deductible first, before the check is sent.
Flooding may not seem likely, but it happens; therefore, take time to look over your coverage needs, considering both building and personal property policies. Then, set up a meeting to review the details. Commercial insurance agents, by finding the right plan, can help proprietors afford to rebuild, getting their property looking “Like it never even happened.”
What You Need to Know About Black Water
Liberty house surrounded by flooding waters
What You Need to Know About Black Water
While you may think that all water damage is the same, this is not necessarily true. The source of the water that has affected your Liberty, MO, home can make a big difference in the way you should handle it. Particularly if you have black water in your house, you will need to be careful. The following information can be helpful in this situation.
1. What Is Category 3 Water?
There are three categories of water, ranging from 1 to 3. The highest category is black water and is considered to be highly contaminated. When this water enters your home, it can carry with it bacteria, fungi, harsh chemicals and sewage. It may also bring dirt, mud and debris.
2. What Can Cause This Kind of Damage?
Highly contaminated water can come from multiple sources. A common cause is flooding. This is because rain mixes with sewer water that carries human waste and other contaminants. If you have an overflow in your toilet or other plumbing fixtures, this can sometimes be category 3 water as well, along with category 2 water that is not cleaned quickly.
3. What Should You Do About It?
If you have black water in your home, you should avoid contact with it. Wear protective gear if you plan to clean the area. Any food that has been touched by the water should be thrown out as it is no longer safe to eat. There can be exceptions for canned foods, as long as the package does not have any dents or damage. If you are unsure, toss it.
Because this water has such high levels of contamination, it is best to have a professional to perform flood or sewage cleanup. A cleanup and restoration company has the training and equipment to get the job done safely. They can make any necessary repairs to both your home and belongings.
5 Ways Cities Prevent Flooding
Some cities utilize dams for flood prevention
Keeping Your Commercial Property Safe From Flooding
When it comes to keeping your commercial property safe from flooding, you're not alone. Here are five ways that cities and towns such as Kansas City, MO, prepare for high water.
1. Dams and Reservoirs
Some cities utilize dams and reservoirs for flood prevention. Dams are used to stop the flow of water, while reservoirs are built to hold excess water during the rainy season or excessive snow melting. The dam may also feature flood-control reservation, which prevents the water in the connected reservoir from rising above a certain limit, thereby guaranteeing space for future water.
2. River Resistance
There are a variety of ways a town may fight a rising river. These include both permanent barriers such as levees, weirs, and bunds, as well as temporary blockades, such as sandbags and inflatable tubing.
The ground can act as a natural reservoir. By diverting water into floodplains that are ready and able to hold large amounts of water, cities not only can stop flooding but also refill the groundwater supply and soak thirsty crops that are capable of handling large amounts of water, such as grapes and oranges.
4. Flood Control Channels
In some cases, special channels are constructed to divert high water and protect cities. Floodwaters are rerouted to holding areas, ponds, or floodplains.
5. Coastal Cover
Storm surges, tsunamis, and other events can cause sea water to rise and flood inland, particularly in low-lying areas. When this happens, cities turn to both man-made and natural barriers for flood prevention. Sea walls and tide gates, for example, are structures manufactured to stem the rising water. Natural obstacles, such as barrier islands, sand dunes, salt marshes, and gravel bars can also cause incoming water to slow down or stop altogether.
Flooding happens. The good news is that Kansas City, MO, is working to prevent high water from impacting your commercial property and requiring the expertise and equipment of a professional flood damage mitigation service.
Common Causes of Damage to Solar Panels
Check your home's solar panel in the aftermath of a storm
Solar Panel Damage
After a storm hits your area in Liberty, MO, there are many different sources of damage to look out for. You should be sure to check your home’s solar panels in the aftermath of a storm to see if they have been harmed in any way. Panels can accumulate various types of damage depending on what the trigger was. Here are some of the most common causes of solar panel damage.
Debris that lands on your home’s panels can cause damage that builds up over time. Some of the types of debris that may affect your solar paneling include:
- Tree limbs
Even minor scratches left by these objects can prevent direct sunlight from shining through the panels. As a result, the total amount of solar energy that is absorbed decreases significantly. Be sure to maintain any trees on your property and clean your panels regularly to avoid damage caused by debris.
Destroyed panels can also be a direct result of water damage. Water typically causes harm when the sealant gets old and worn, allowing more water to leak through. Panel damage caused by excess water can eventually cause the panels to deteriorate and function less effectively. It’s important to reseal and maintain your panels to prevent water from ruining them.
Various Types of Storms
Whether your home is attacked by a thunderstorm or hailstorm, solar panels can be negatively affected by any kind of severe weather event. Weather is highly unpredictable, and your panels cannot be protected from every possible source of harm. However, in the event of storm damage to your home, it’s crucial to call a professional immediately. Unaddressed problems can also lead to roof damage and affect your entire house.
Panel damage is only a fraction of the whole picture. If any area of your home has been destroyed by a storm, emergency restoration services can bring your living space back to life.
What You Should Know About Flooding and Black Water
Category 3 water damage comes from sewage, streams and other sources
Flood water can cause catastrophic damage to your business in Kansas City, MO. Learning about flooding can make it easier for business owners and managers to know what to expect if their businesses are impacted.
What Are the Types of Water Damage?
With storm damage often comes water damage. There are various types of damage that commonly occur, including:
- Clear water, or Category 1 water damage, which comes from faucets and is considered to be relatively safe.
- Gray water, or Category 2 water damage, which can be potentially hazardous and comes from sump pumps, dishwashers and other sources.
- Black water, or Category 3 water damage, which comes from sewage, streams and other sources and is hazardous.
Can Category 3 Water Damage Be Prevented?
Regular maintenance and inspections can sometimes help to prevent Category 1, 2 or 3 water damage. However, it may not always be possible to prevent the damage, particularly if the flood water is coming from streams or other external sources. You may be able to avert some damage if you prepare your property before a storm or flood occurs by using sealants to cover cracks and by clearing limbs and other debris from around the area.
How Is Category 3 Water Damage Removed?
Since Category 3 water damage can be hazardous, it can be prudent to employ an emergency cleanup and restoration company to remove the water. Professionals will often wear specialized gear to ensure that they are protected from any hazards in the liquid as the removal process begins. After drying out the area, experts can then sanitize and clean the zone that has been affected. Restoration may be necessary once the water is removed.
Though flood water can devastate a business, learning about black watert5 may make you feel more prepared to manage the effects of a flood. It can be useful to know the various types of water damage that can occur, whether the damage can be prevented and how Category 3 water is removed.
3 Things To Remember During Roof Repair
Roof damage after a storm in Liberty, MO
Three Important Things to Remember During Roof Repair
During storm season in Liberty, MO, your home may fall victim to some fierce elements. Heavy rains, wind and hail can all wreak havoc on your roof, siding and windows. After you call your insurance company, the work of repairing the roof damage and other problems begins. Here are three important things to remember during this process.
1. Not All Damage Is Visible
You may take it upon yourself to climb on top of the roof and survey what the storm has done. Just because you can’t see anything, however, doesn’t mean it doesn’t need repair. Wind damage occurs when branches and other debris are flung at your home. This can cause your shingles to break or become loose, and you may not know it’s happened until you see evidence of leakage in your attic. An inspection by flood damage experts can reveal these issues before they cause more problems.
2. Damage Does Not Automatically Mean Replacement
Most storms usually cause some roof damage, but not all of it is severe enough to warrant having to replace the entire roof. Unless the problem is severe enough to have torn up several parts of the roof, including the protective layer underneath the shingles, technicians will probably repair only the parts that need it.
3. Protection Prevents Further Damage
While the specialists are working on your roof, make sure they are protecting all the vulnerable areas when they take a break or leave for the day. Holes should be boarded up until they are repaired. If there are multiple areas of damage, a tarp should be used to cover the whole roof and protect your home from additional rain or debris.
Roof damage is common after a storm. Mitigation experts can help you identify the extent of the damage, advise you on the repairs needed and prevent further damage from happening during the process.
What You Should Know About Secondary Damage
Water damage in walls and wooden floor as a result of water absorption
Water damage that affects your home in Kansas City, MO, can unfortunately cause additional issues such as black mold and other problems following the primary damage. It’s often useful to understand what problems often follow primary damage in order to prevent more destruction from occurring.
How Quickly Does It Occur?
After primary damage occurs in a home, secondary problems can occur in a short amount of time. In general, there are various factors that can affect how quickly secondary problems will occur. However, in many instances, the following can occur after the initial water damage:
- Mold can grow as soon as 24-48 hours
- Water from a clean source can become contaminated within days
- Structural issues can begin within hours
There are a wide variety of issues that can take place after a home is impacted by flooding. Common problems that occur as the result of the primary damage often include:
- Black mold growing in areas that are damp
- Wooden floors beginning to warp after they have absorbed water
- Structural damage in walls as a result of water absorption and high humidity levels
Can This Type of Destruction Be Prevented?
Although it’s not always possible to prevent flooding, there are often steps you can take to prevent additional issues. Turning off the water in your home and keeping your home as dry as possible can decrease the likelihood of more problems occurring. Maintaining the wellbeing of the appliances in and around your home and fixing small problems can sometimes prevent flooding altogether. After your home has been affected by flooding, it can also be wise to contact water damage restoration professionals who can assist in mitigation efforts.
Secondary damage such as black mold doesn’t have to be inevitable after a disaster. After your home is affected by flooding, it’s often useful to know when issues secondary to the initial flooding can occur, common examples of additional complications and how to prevent further devastation.
5 Essential First Aid Supplies
Essential items a first aid kit should have
5 Essential First Aid Supplies
A first aid kit should include a variety of medical supplies. Here are five essential items for treating minor injuries on site or protecting more severe injuries until an ambulance arrives at a commercial building in Gladstone, MO.
Several types of bandages can be helpful for protecting injuries. Adhesive bandages are suitable for minor cuts or scrapes. Include several sizes, butterfly closures, and waterproof versions. Roller bandages are useful for dressing larger wounds. Secure this type of bandage with medical tape or metal closures.
2. Elastic Wraps
Quickly stabilize a sprain or minor to moderate musculoskeletal injuries with an elastic wrap. Avoid wrapping this material too tightly, as it may restrict circulation. A first aid kit for a commercial building should contain several wraps.
3. Gauze Pads
Some injuries are too sensitive for bandages. Use gauze pads to lightly cover minor to moderate burns. This material can also be used to shield more severe burns or other types of injuries until help arrives. It is ideal to have several pad sizes on hand.
A building owner or manager might not think of scissors when assembling an emergency kit, but this tool can be crucial when dressing wounds. Sharp scissors make it easy to precisely trim a bandage, gauze pad or wrap.
A splint is an essential short-term solution for broken bones or fractures. Try to include various sizes of splints in a kit.
A complete first aid kit should also include other supplies such as antibacterial ointment, blankets, gloves, tweezers, and resuscitation equipment. The five items listed above will enable building occupants to provide basic first aid in an emergency situation. Contact medical help for more severe injuries. Building owners should rely on a commercial mitigation and restoration company to clean and repair a damaged structure after a storm or disaster in Gladstone, MO.
3 Facts To Know About Water Damage and Flood Recovery
Storm damage in a Kansas City,MO home
When flooding affects your Kansas City, MO, home, it can be difficult to know where to begin when it comes to cleanup efforts. Whether the flood was caused by a pipe burst in your cellar or bathroom or from an overflow of a nearby creek during a rainstorm, it can ruin your home’s building materials and your belongings. Before you attempt to recover from water damage, there are a few facts you can keep in mind that may make the process less stressful.
1. Not All Flood Damage Is the Same
The amount of damage your home suffers from a flood can depend on many factors. For example, basement flooding caused by a leaking or ruptured water line may be less invasive than water that enters your home forcefully during storm flooding. The condition of the water can also play a part, as water from outdoor flooding is typically a category three, or black water situation, where water that comes from a kitchen pipe burst or water line is usually much more sanitary and therefore simpler to clean up.
2. Building Material Damage Is Not Always Apparent
After a flood there will likely be problems that are instantly visible, such as standing water that can occur during heavy flooding. However, there might also be water damage that you cannot see, especially if water levels reached more than a few inches. Drywall and interior insulation can be badly affected and may even grow mold if left untreated. Calling in a flood damage and restoration company to inspect these areas can help prevent costly issues later on.
3. Restoration Is Possible for Many Items
It is important not to discard items until they are inspected by your flood damage professionals. For example, if a pipe in your basement has burst and you had items stored there, such as furniture, photographs and important documents, they may be restored if salvaged properly.
Flooding can happen at any time, whether a pipe burst or seasonal storms are to blame. However, knowing what to expect and how to handle restoration can help you return your Kansas City, MO, home back to normal.
Avoid and Recover From Sewer Backups
When the sewer backs up, you may experience much more than damage from flood water. You'll also be at risk of the destruction of your property, expensive damages to your home, electrical malfunctions, long-lasting illnesses, and lasting odors. The best way to avoid these unpleasant circumstances is to act immediately. A quick response is the best way to prevent mold growth, further damages, and an increased amount of inconvenience.
Identification of Problem Areas.
The first step in avoiding these consequences is to understand the most common causes of sewer backups. These include:
• Old sewer systems
• Single pipeline for sewage and storm water
• Tree roots
• Blockages in the city sanitary main
Did you know that homeowners in Kansas City, MO, are responsible for the maintenance and repair of the pipeline between their house and the city sewer main? Part of your responsibility includes any part of that sewage line that extends into public streets or right of ways. If that line becomes cracked or filled with tree roots, you'll be responsible for any repairs and other remedial actions. You can protect yourself from some of the financial burden with the appropriate insurance coverage, but routine professional inspections are the best way to protect against any financial or legal sewage loss.
You can also prevent backups in the lateral sewer line and protect against mold growth with several easy actions.
• Properly dispose of cooking oil and other forms of grease.
• Don't flush paper towels, diapers, wipes, and feminine hygiene products.
• Keep tree roots maintained.
• Replace old plumbing pipes.
• Hire a plumber to correct illegal connections.
• Install a backwater prevention fixture.
When flooding does occur, a thorough cleaning and remediation may be necessary to prevent mold growth, ongoing damage, and unpleasant odors. Work closely with a remediation company and immediately take steps to disinfect plumbing systems and home surfaces. Professionals should provide you with further instructions for appropriate cleanup, including disinfection and deodorization.
For more information, please visit us at http://www.SERVPROclaycounty.com/.
3 Things To Do After Your Home Has Been Hit by a Flood
Flooding in Kansas City home.
Unexpected flooding has left many families with major damage to their homes. The cleanup efforts following these disasters are often complicated and should be done swiftly to limit the damage. Besides the water damage to your home and belongings, floods can lead to mold growth and odor that can make your home an uncomfortable place to be. In the event of a flood in Kansas City, MO, there are three steps you should take immediate to start the cleanup process.
1. Contact Your Insurance Agent
If your insurance policy covers flooding, work with your insurance agent to set up a visit from an adjuster. During this time, be sure to take pictures and document all the damage. You may need these not only for insurance claims, but also for any disaster relief applications.
2. Clean, Disinfect and Deodorize
Use a shovel to get rid of any mud on your floors and a water hose to rinse off your walls and other hard, non-porous surfaces. The faster you can clean off the mud, especially on the walls, the better chance you may have to keep them from being ruined.
To prevent or limit mold growth as well as the eventual odor that comes with it, you should disinfect all non-porous surfaces that contacted the flood water. This should be done as soon as possible as the odor can be difficult to treat once the mold begins to set in.
Take your furniture, upholstery, rugs and other porous items outside to dry as soon as the weather allows. You can clean some of these items yourself, but others will likely need special attention from a professional.
3. Contact a Professional
Once you’ve completed these initial steps, it can be helpful to work with a professional to fight against any sewage loss, mold and other side effects of flooding. A restoration company can provide the right tools to clean up and dry out your walls, wood and carpet floors and belongings.
Flood water rushes in, but the damage and resulting mold growth can stick for a while. With these tips and the help of professionals, you can get your home (and life) back in order.